A: Yes. Every Girl Living accepts insurance for counseling services with select providers. Your coverage depends on your plan, deductible, copay, coinsurance, and the clinician you choose. We are happy to help you review your options before you begin. However, Every Girl Living is built on a more personalized, high-support model of care. While insurance can be a valuable way to access therapy, it is typically designed around medically necessary treatment and session-based care. We've learned that many women want more and need than that. They want a place that supports the whole person, offers multiple pathways for growth, and provides care that can adapt to their goals and season of life. That is why we also offer expanded options such as coaching, yoga, groups, wellness programs, and membership-based support. This allows you to choose between using insurance for counseling or investing in a broader wellness experience designed for lasting growth and transformation.

Your cost depends on the care path you choose. If you use insurance for eligible counseling services, your out-of-pocket amount will depend on your plan, deductible, copay, coinsurance, and the clinician you see. If you prefer self-pay, our membership plans are often the best value and may include counseling, coaching, or individual yoga, plus group support and access to the Living Well Lab. Some members pay less than a single $150 à la carte session each month. If you'd like help comparing options, reach out and we’ll walk you through it.

A: Yes. Every Girl Living offers self-pay options, with our monthly membership plans designed to provide the most complete and personalized level of support. Rather than a one-size-fits-all approach, our memberships are built to function like a customizable wellness plan for whole-person healing and growth. Depending on your needs, your membership may include counseling, coaching, or individual yoga along with added supports such as group sessions, access to the Living Well Lab, and other wellness resources. This allows you to combine services in a way that supports emotional health, stress reduction, personal growth, nervous system regulation, and sustainable lifestyle change. Many women choose a membership because it offers more than isolated sessions. It creates consistent care, broader support, and a simple monthly structure that often provides greater value than paying for individual à la carte services alone. We also offer private-pay sessions and flexible pay-as-you-go options. If you are unsure where to begin, our team can help you choose the level of support that best fits your goals, season of life, and budget.

A: Many clients can use HSA or FSA funds for eligible counseling or therapy expenses. In general, these accounts are commonly used for qualified mental health services, though eligibility depends on your specific plan and the type of service provided. At Every Girl Living, HSA or FSA funds may be used for counseling and other qualifying services when allowed by your plan. Some wellness-focused services, coaching, memberships, or yoga offerings may be treated differently, so coverage can vary. The best next step is to check with your HSA/FSA administrator or contact our team. We can help you understand your options, clarify what may qualify, and guide you toward the membership or service path that fits your goals.

A: If therapy feels financially out of reach, please reach out to us. We always try to help you find the most practical and supportive path forward. In many cases, we can offer reduced rates, including up to 20% off membership plans. Our memberships are designed to make care more accessible while offering more support than a single-session model. For example, our Cultivate plan starts at $90 per month and includes two hours of group therapy each month through Soul Bourn, unlimited therapeutic yoga classes, access to the Living Well Lab with online wellness courses and coping tools, and support from our dedicated client liaison who helps you stay engaged and connected to your plan. If you choose one of our higher-support plans, such as Refresh or Renovation, we can often help you maximize your care in creative ways. This may include shorter weekly sessions, combining individual counseling with group therapy, or building a schedule that provides steady support while managing cost. Every service we offer is designed to help you heal, grow, and move forward. Let’s create a plan that works for your needs and your budget.

A: In most cases, coaching, yoga classes, memberships, and wellness services are not covered by traditional health insurance plans. Insurance is typically designed to cover medically necessary mental health treatment rather than personal growth, wellness, or educational services. Because of that, these services are usually offered as private-pay options. Many clients choose them because they provide additional support, prevention-focused care, and whole-person growth beyond traditional therapy.